新青安貸款申請條件？線上學購屋貸款、寬限期英文說法

英文對話練習

Ben: I want to buy a house. Can I apply for the new “Preferential Housing Loans for the Youth?”
班：我想要買一間房子。我能申請「新青安貸款」嗎？

Lucy: If the borrower, their spouse, and their minor children do not own any property, then they can apply.
露西：如果借款人本人、配偶及未成年子女都沒有自有住宅，就可以申請。

Ben: I am eligible to apply! By the way, what are the differences between the new Preferential Housing Loans for the Youth and the old one?
班：我可以申請欸！順便問一下，新青安貸款與舊青安貸款的差異是什麼？

Lucy: The new one offers more benefits than the old one. The loan term has been extended from 30 years to 40 years, and the grace period has been increased from 3 years to 5 years, during which the borrower only needs to pay interest without paying the principal. Additionally, the loan limit has been raised from 8 million NTD to 10 million NTD.
露西：新青安貸款比舊青安貸款有更多優惠，貸款年限從30年拉長到40年，寬限期從3年增加到5年，期間借款人只需支付利息而無需支付本金的。此外，貸款額度上限由8百萬新台幣提高至1千萬新台幣。

Ben: I see.
班：原來如此。

Lucy: The house you purchase must be for self-occupation. If the Ministry of Finance finds any violations the new Preferential Housing Loans for the Youth’s benefits would be canceled.
露西：你買的房子必須要自住，如果被財政部查核違規，會取消新青安貸款的優惠。

Ben: Thank you for the reminder!
班：謝謝你的提醒！

英文單字片語

新舊青安貸款比較

新青安貸款條件